William  M. L.  Insurance, Inc
  Insurance & Financial Services

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 Our Staff

   William  M.L. Etter
Owner/Principal Agent

I graduated from Chambersburg Area Senior High School in 1993 and from Penn State in 1997 with a  B.S. degree in Insurance.  In my spare time, l enjoy spending time with my family, playing drums in my church's contemporary service, collecting Lionel trains, and driving classic British sports cars.




Shane Kunkleman
Associate Agent/Account Manager

Licensed in: MD, NY, OH, PA, VA, WV
I love people. I enjoy socializing and making new friends. When it comes to insurance, I want you covered properly and I don't want lower your coverage for a better price.  I care that you are properly covered!

 In 1995 I graduated from Chambersburg Area Senior High School and then attended Shippensburg University.  Later, I joined the USAF as Security Policeman.
I have been a PIAA football official for over 13 years and I enjoy helping  my boys with baseball and lacrosse. I am a member of the Falling Spring Presbyterian Church.

Hobbies: Camping, Beach, playing sports with my boys and officiating.

Agent Qualifications: Law Enforcement & Corrections Certification. Commercial Lines Certifica


  Karen Stoops
Office Manager

I have been a licensed insurance agent  for 12 years and I have been  with William Etter Insurance since 2009.  I started my career on the commercial side of the business. In the last few years, I have grown to enjoy the personal lines side also. I enjoy helping our clients understand the many challenges that insurance has.  As an insurance professional, the daily needs of my clients come first.  I graduated from James Buchanan High School , attended Penn State, and graduated from the Thompson Institute.  My husband and I have have two grown  sons and two grandchildren.  When I'm not at the office, I love to garden and cook.  Karen especially loves to share her enthusiasm for the garden with others.